Guide to Leading Student Loan Consolidators助学贷款综合服务指南领先

If you are looking to consolidate your student loans to take advantage of lower payments and lower interest rates you are probably interested in finding out which is the best lender to go with for your needs.如果你是看你的助学贷款,以巩固趁付款和较低的利率较低你有兴趣了解这可能是最好找了您的放款需求. To help you with this process we've prepared a small guide that lists some of the leading student loan consolidators and the programs that they offer.为了帮助你这个过程,我们已经准备了一个小清单部分领导引导学生贷款综合服务他们提供的节目.

Citibank花旗银行
More than just a credit card company, Citibank is a full-service financial institution who offers student loan consolidation services.不止一个信用卡公司,花旗银行是一个提供全面服务的金融机构助学贷款者提供综合服务. One of the best recognized names in the world when it comes to financial transactions, Citibank offers a competitive program for those wishing to consolidate student loans.一个最好的名字,在世界公认说到金融交易花旗银行提供一个竞争的纲领欲巩固学生贷款.

One of advantages of going with Citibank is that they offer a number of interest-rate reduction incentive programs.好处之一是,他们将与花旗银行开办了多项利率降低激励方案. These include a 0.25% interest rate reduction when using automatic payment plus another 1.0% reduction when you make 36 consecutive monthly payments on time through their CitiExtra program.这些措施包括降低利率0.25%,加上另在使用自动付款减少1.0%,连续36当你作通过他们每月按时支付citiextra节目.

Citibank has no processing fees for consolidation and does not charge a pre-payment penalty should you decide to pay your loans off early.花旗银行并没有对巩固和加工费不收取预付处罚决定,一旦你付出你年初贷款客.

Nelnetnelnet
Nelnet works with various colleges and universities to offer student loan consolidation services to students and alumni.nelnet作品各高校要为学生提供助学贷款服务,巩固和校友. They are one of the leading consolidators for student loans and offer a full-service servicing function for all types of student loans.他们是最顶级的助学贷款,并提供综合全面的服务功能,为各类服务助学贷款.

Offering a 0.25% interest rate reduction for those using their automated payment system, Nelnet also offers a unique program for those who make their first 30-consecutive payments on time.开办0.25%降息对于使用自动收费系统nelnet还提供了一个独特的纲领首先做出那些30个月内支付. Borrowers may either take a 3.33% principal balance reduction or elect to take a 1.0% reduction after 36 initial on-time payments.可采取借款本金余额减少3.33%或选后采取了削减1.0%36月初始时间费. Depending on the size of the loan, the 3.33% principal reduction plan can add up to big savings!靠贷款金额的3.33%减少计划首席加起来可以节省大!

Nelnet offers flexible repayment programs (such as graduated repayment, income-sensitive, etc.) as well as charging no fees for processing and servicing your student loan.nelnet提供灵活还款计划(如毕业还款,收入敏感、等),以及收取任何费用,办理学生贷款及偿还你.

Sallie Maesallie斯
By far the most recognized name in the student loan industry, Sallie Mae originally started out as a federal program that has since privatized.至今最有名的学生贷款业sallie斯原本地地道道的一个联邦计划,至今私有化. However, the service and mission remains the same - to provide student loan services to help people get the education that they desire.服务团依旧-提供助学贷款服务,帮助人们得到教育他们的愿望.

Sallie Mae works to take the hassle out of student loan consolidation by doing most of the paperwork for you through a personal concierge.sallie斯作品以排解出于巩固了学生贷款的手续为您做最通过个人守门. About the only thing you have to do is read it over and sign!约唯一要做的是你看过,并签订了! In addition they also offer a flexible repayment program and do not charge application fees for student loan consolidation.另外也提供一个灵活的还款计划,不收取费用,学生贷款申请合并.

Through their SmartLoan program they also offer interest rate reductions that can save you thousands of dollars over the life of your loan.通过他们smartloan节目也提供减息,可以节省上千美元的生命你贷款. An initial 0.25% deduction is taken when you sign up for automatic payments with a balance of at least $7,500.最初是当你扣0.25%签名自动付款余额至少7500元. You can then earn another 1.0% deduction after you make your first 36 payments on-time every month.你可以再扣除1.0%之后再赚你未作首付款36时每个月 These discounts remain in effect as long as you continue to make payments on-time over the life of the loan.这些折扣仍然有效,只要继续缴费时间摊还贷款.